Have you been turned down after applying for a credit card or loan because of a humiliating credit rating? Well, you might consider turning to companies offering credit improvement services. A disclaimer: do not sign up with any credit improvement company until you are clear on what they can and can’t do for you. Whereas a credit report is a crucial aspect of your financial matters, it’s important to note that there’s no alchemy that credit improvement companies can give you to improve credit score . There are several good credit improvement companies. Equally, some companies lack clarity and honesty and strive by preying on their desperate customers. These are the qualities to consider when looking for reputable credit score companies to offset your low credit score . 1. Transparency The first thing to consider when searching for a reliable credit improvement company is transparency. Sham companies will lure you into signing with them without pro...