Decs - We Kill Debt

  Have you ever found yourself in need of an emergency loan, but been refused? If so, then you know how frustrating this can be. If not, maybe you’re lucky enough to have never been  refused credit , but maybe that just means that you haven’t needed it before! Regardless of your situation, whether or not you’ve been refused credit, there are some important things to know about this situation and how to handle it. These things will help you understand why your credit has been refused, how to prevent it from happening again, and what steps to take if this becomes a recurring problem. 1. Credit Impacts Employment Relying too heavily on cash can be risky when it comes to your career. If you’re looking for a new job, turning down credit could put you at a disadvantage—especially if most of your job opportunities are for positions that require credit. Employers often use credit reports as part of their background checks to determine whether an applicant is responsible enough t...

  If you want to  boost your credit score , you’re going to need to get familiar with your credit report and figure out where you’re making mistakes (if you are indeed making any at all). Once you have that information, it should be much easier to move forward on the right path toward higher credit scores! Here are seven tips to help you boost your credit score in no time at all. 1: Check your score Your starting point is checking your credit score. It will provide you with an overview of what’s happening with all three major bureaus and show you where there are opportunities for improvement. You can check each bureau individually or get a free snapshot from Credit Karma, which offers quick access to a wide range of information. While some people might be tempted to just go straight for a free credit report, keep in mind that it won’t be very detailed and won’t give you much context about how one factor affects another—for example, why certain collections on one bureau d...